Harness business orchestration & automation at scale with the Veracious framework and Torus Low-Code platform
GSS empowers organizations and governments across the world with experiential automation using an event-driven approach.
1Acquisition
Mobile banking
Internet banking
Corporate ERP
Corporate portals
Fintech APIs
2Orchestration
Payment HubIn-memory · API-first · low-code
Routing
Exceptions
Charges & fees
GL & settlement
Schema checks
Notifications
STP
3Execution
Instant paymentsIPP
High-valueRTGS
Cheque clearingCTS
Credits & debitsEFT
Cross-borderSWIFT
An illustration of how the Veracious Payment Hub connects channels to payment rails.
Our clients
Global Footprints
40+ Payment Systems Across 10 Countries
Built and deployed using the Veracious Framework, our robust payment solutions are live and operational across diverse regulatory environments spanning 10 countries.
25Years in Business
150+Dedicated Professionals
40+Payment systems, with 3 real-time payment systems implemented
10Countries across APAC, EMEA & North America
Veracious Payment Hub
The all-in-one payments platform for banks
Introducing GSS’ Veracious Payment Hub: the most comprehensive, simple-to-configure, low-code-enabled, all-in-one payments platform, designed to empower banks to consolidate both domestic and cross-border payment rails.
Veracious14 productsPick a tile to explore
Veracious Line of Products
A fully integrated suite of Payment Products
Catering to domestic and cross-border instruments the world over. Deliver Payments-as-a-Service and guaranteed payment experiences across all customer segments with the Veracious Payment Hub.
Payment Hub
Payment hub
Multi-country, multi-tenant, multi-instrument payment hub platform that consolidates domestic and cross-border instruments.
Veracious Payment HubInstant PaymentsRTGS
Real-time & high-value
Power real-time, always-on payments for transfers, bills, and more, and execute high-value payments with a business-friendly configuration approach.
Real-time paymentsCTSEFT DebitMandatesStanding Orders
Cheques & collections
Digitize cheque clearing securely with image-based, PKI-enabled, CHI-compliant processing, and automate recurring debits, mandates and standing orders.
Clearing productsEFT CreditSalary Engine
Disbursements
Drive effortless fund disbursement for salaries, reimbursements, and bulk payouts.
Disbursement productsCross BorderMT-MX
Cross-border & messaging
Banks and FIs can offer access to numerous cross-border networks with ease, and bridge legacy and modern messaging with seamless SWIFT MT–MX transformation.
Cross-border productsOpen BankingDMS
Open finance & documents
Secure, consent-driven, API-first financial connectivity, and centralized, secure, and smart document management.
Open finance products
Powering Digital Transformation in Banking & Payments
The Three Core Pillars of Our Payment Platform
Pillar 1
Transaction Acquisition
Banks strive to enhance customer experiences to drive transaction acquisition. Our Veracious Payments Hub provides a robust acquisition layer, enabling seamless integration with mobile banking, internet banking, direct ERP connections for corporates, and custom corporate portals. It also supports workflow automation and direct system integrations, embracing an API-first approach for maximum flexibility and efficiency.
- Omnichannel Integration
Connects with mobile banking, internet banking, and corporate ERP systems.
- Custom Corporate Portals
Tailored experiences to meet corporate banking needs.
- Workflow Automation
Streamlines approval and transaction processes.
- Integrate with Fintechs
Offer Payments-as-a-Service, empowering fintechs to go after a specific customer niche.
- API-First Approach
Ensures scalability, flexibility, and future-proof banking solutions.
Pillar 2
Transaction Orchestration
With growing volume and complexity, banks require intelligent routing, workflow automation, and advanced processing capabilities such as automatic transaction reversal, regeneration, message augmentation, and truncation to manage today’s payment flows efficiently. Our Veracious Transaction Orchestration Layer delivers these capabilities through an easily configurable, parameter-driven approach.
- Universal Routing Engine
Route transactions based on channel, customer, network and bank-specific parameters.
- Universal Exception Handling
Ability to handle automatic retry, manual exceptions and alternative routes.
- Automatic Transaction Handling
Manage reversals, regenerations, and retries efficiently.
- Charge and Fee Management
Offer detailed charge and fee management features across customer, network and instrument-specific parameters.
- GL & Settlement Account Management
Configure the account master setup and settlement account details for each payment process.
Pillar 3
Transaction Execution
The Veracious Payments Hub stands out with its advanced downstream payment execution systems, ensuring compliance with central bank and international payment network standards while offering seamless integration and automation.
- Regulatory Compliance
Adheres to central bank and global payment standards.
- Customizable Workflows
Define and automate operational processes.
- Standardized Group-Level Processing
Ensure consistency across banking operations.
- Message Configurator & Generator
Ensure adaptation to constant regulatory changes using the Message Configurator and Generator in payment flows.
- Automated Payment Initiation
Leverages the Acquisition and Orchestration layers for smooth execution.
Global Footprints
GSS has Central Bank specification compliance in the following countries
The Veracious product line has been serving banks since 2006.
India
Asia
CTSEFTIPPMMSRTGSSOM
Bangladesh
Asia
CTSEFTMMSSOM
UAE
Middle East
CTSIPPMMSRTGSSOMWPS
USA
North America
IPPFedNow roadmap
Kenya
East Africa
CTSEFTIPPMMSRTGSSOM
Uganda
East Africa
CTSEFTMMSRTGSSOM
Tanzania
East Africa
CTSEFTIPPMMSRTGSSOM
Rwanda
East Africa
CTSEFTMMSRTGSSOM
South Sudan
East Africa
CTS pre-truncationEFT
DR Congo
Central Africa
CTS pre-truncationEFT
APACEMEANorth America
Platinum distributor of Torus
Torus Low-Code Platform
Build enterprise-grade, citizen-scale, mission-critical applications using a simple drag-and-drop approach.
GSS offers access to domain experts, Torus architects, and platform engineers to spearhead your digital transformation journey.
Highlights
More about GSS
Your trusted partner in banking innovation
Equity Group continues to work with GSS on the upgrade of their Veracious Payment Hub
GSS sponsors the inaugural Africa Technology Leadership Forum in Nairobi, Kenya, on the 8th and 9th of April 2025
Recognition
Rewards
The GSS group
Powering Digital Transformation in Banking & Payments
Global Software Solutions (GSS) is a 25-year-old software framework, product, and platform company delivering transformational solutions to enterprises and governments worldwide.
Joint Venture – Middle East Expansion
GSS Tech Group (Regional HQ: Dubai) partners with investors to deliver core payment products and consulting for banks, regulators, and financial services in GCC countries.
Low Code Platform
Torus Innovations is an R&D lab and platform organization focused on offering an AI-enabled, event-driven, citizen-scale low-code app development platform, Torus.
toruslowcode.com
CSR Initiative
GSS has been contributing to society by donating to various causes and initiatives for the betterment of the environment and creating opportunities for the underprivileged.
greatfoundation.inDigitize your business and lead the market — connect with us now
We’re here for anything: product questions, collaborations, or feedback. Happy to assist!